Debt investments that still make sense in a falling rate cycle

Debt investments that still make sense in a falling rate cycle

With RBI cutting the repo rate by 125 bps in 2025, bank FD rates have fallen across tenures. While FDs still suit low-tax investors, options like PPF, SCSS, arbitrage funds and income-plus FoFs offer better post-tax returns for short- and long-term goals.

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